APEX
Open Banking
Coming soon

BANK
CONNECTION

APEX connects to your bank via Fintoc and reads your transactions automatically. No exporting files, no manual entry — AI does the work.

Powered by Fintoc

Fintoc is the leading open banking company in Chile. It lets you connect bank accounts securely, in a regulated and read-only way. APEX uses its infrastructure to import your transactions without you having to do anything manually.

How it works
01

You connect your bank

Choose your bank in the Fintoc widget and authorize access. The process takes less than a minute and never requires handing your credentials to APEX.

02

APEX imports your transactions

Fintoc securely transfers your transactions to APEX. Access is read-only — no one can move money or perform operations.

03

AI categorizes and analyzes

Claude (Anthropic) classifies each transaction automatically — groceries, rent, subscriptions, entertainment — and generates insights about your spending patterns.

04

You make better decisions

Financial projections, spending alerts and the monthly Life Coach analysis feed on your real data. No manual entry, no guesswork.

Security

Read-only

Fintoc has read-only access. It cannot make transfers, payments or any operation on your behalf.

Regulated in Chile

Fintoc operates under the regulation of the CMF (Chilean Financial Market Commission). Your data is protected by Chilean law.

End-to-end encryption

All data transmission between your bank, Fintoc and APEX is encrypted with TLS 1.3. At rest, your information is stored encrypted in Supabase.

Supported banks
Banco de ChileSantanderBCIScotiabankBanco EstadoItaúBICESecurityConsorcioFalabella

List subject to update based on Fintoc's coverage in Chile.

Prefer not to connect your bank?

PDF statement import

If you prefer to keep your bank disconnected, you can upload your PDF statement directly from the app. AI extracts and categorizes every transaction automatically. You can also photograph a receipt and APEX logs it instantly. Available now with APEX Finance and APEX Full.

Included in APEX Finance and APEX Full

ACTIVATE YOUR PLAN

Bank connection will be available as soon as we activate production mode with Fintoc. In the meantime, PDF statement import is available today.

View plans